Transaction Types
This reference documents all transaction types available in Standalone mode.
Overview
| Type | Description | Card Required |
|---|---|---|
| Sale | Immediate payment | Yes |
| Pre-authorization | Reserve funds | Yes |
| Completion | Capture reserved funds | No (uses previous preauth) |
| Refund | Return money to card | Yes |
| Void | Cancel unsettled transaction | No |
| Manual Entry (MOTO) | Enter card details manually | No (manual input) |
Sale
An immediate payment that captures funds from the customer's card.
- Funds are captured immediately
- Transaction settles in the next batch
- Receipt prints automatically
Pre-authorization
Reserves funds on the customer's card without capturing them.
- Used in hospitality, car rentals, etc.
- Funds are held but not captured
- Must be completed later to capture funds
- Typically expires after 7-30 days
Completion
Captures funds from a previous pre-authorization.
- Requires the original pre-authorization details
- Amount must be equal to or less than pre-authorized amount
- Card does not need to be present
Refund
Returns money to the customer's card.
- Standalone transaction
- Card must be present
- Can be full or partial amount
Void
Cancels a transaction before settlement.
- Only works on unsettled transactions
- Can void Sales, Refunds, or Pre-authorizations
- Must be done before clearing (01:00 UK winter / 02:00 UK summer)
Manual Entry (MOTO)
Mail Order/Telephone Order transactions where card details are entered manually.
- Used when physical card is not present
- Requires manual entry of card number, expiry, and CVV
- Available on any card presentation screen
Card Presentation Methods
| Method | Code | Description |
|---|---|---|
| Chip | ICC | Card inserted into chip reader |
| Contactless | PICC/NFC | Card or device tapped on reader |
| Magnetic Stripe | MSR | Card swiped through reader |
| Manual | MANUAL | Card details entered manually |