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Transaction Types

This reference documents all transaction types available in Standalone mode.


Overview​

TypeDescriptionCard Required
SaleImmediate paymentYes
Pre-authorizationReserve fundsYes
CompletionCapture reserved fundsNo (uses previous preauth)
RefundReturn money to cardYes
VoidCancel unsettled transactionNo
Manual Entry (MOTO)Enter card details manuallyNo (manual input)

Sale​

An immediate payment that captures funds from the customer's card.

  • Funds are captured immediately
  • Transaction settles in the next batch
  • Receipt prints automatically

Pre-authorization​

Reserves funds on the customer's card without capturing them.

  • Used in hospitality, car rentals, etc.
  • Funds are held but not captured
  • Must be completed later to capture funds
  • Typically expires after 7-30 days

Completion​

Captures funds from a previous pre-authorization.

  • Requires the original pre-authorization details
  • Amount must be equal to or less than pre-authorized amount
  • Card does not need to be present

Refund​

Returns money to the customer's card.

  • Standalone transaction
  • Card must be present
  • Can be full or partial amount

Void​

Cancels a transaction before settlement.

  • Only works on unsettled transactions
  • Can void Sales, Refunds, or Pre-authorizations
  • Must be done before clearing (01:00 UK winter / 02:00 UK summer)

Manual Entry (MOTO)​

Mail Order/Telephone Order transactions where card details are entered manually.

  • Used when physical card is not present
  • Requires manual entry of card number, expiry, and CVV
  • Available on any card presentation screen

Card Presentation Methods​

MethodCodeDescription
ChipICCCard inserted into chip reader
ContactlessPICC/NFCCard or device tapped on reader
Magnetic StripeMSRCard swiped through reader
ManualMANUALCard details entered manually